Investing in Art: A Blend of Passion and Wealth

Investing in Art – A Market for Connoisseurs

The art market remains resilient and prestigious, often unaffected by economic downturns. However, purchasing art requires knowledge and guidance:

• Research trends and monitor artists’ performance on platforms like Artprice.com.

• Consult art professionals such as gallery owners, antique dealers, or auctioneers to assess authenticity and potential appreciation.

• Attend public auctions, where catalogued and certified works offer transparency and opportunity.

Art and Tax Benefits

The purchase value of an artwork is exempt from France’s Real Estate Wealth Tax (IFI), provided it is recognized as a work of art by the tax authorities.

Upon resale, investors can choose between:

• A flat-rate tax of 6.5% on the sale price, or

• The capital gains regime, with a full exemption after 22 years of ownership.

Passing Down Art Collections

Transferring artworks to future generations offers notable estate planning advantages:

• A shared donation locks in the valuation at the time of transfer.

• A donation with usufruct allows you to retain enjoyment of the work while transferring ownership.

• A transgenerational donation can include grandchildren and descendants.

Working with a notary or wealth management advisor ensures a legally sound and tax-efficient transmission.

Art as a Legacy Investment

Investing in art is both a cultural commitment and a financial strategy. Each acquisition adds not only value but also meaning and heritage to your wealth.